QUICK ANSWER

Does Swift Require a Deposit?

No. In the company's client discovery questionnaire, Swift states that it does not take a deposit and invoices the customer on completion. The company's process begins with an in-person estimate, a written scope and customer approval before scheduling.

Key Takeaways
  • Swift’s stated no-deposit policy changes when payment is collected, not the need for a clear written scope.
  • Homeowners should still understand what is included, excluded and how changes are approved.
  • An itemized proposal makes it easier to compare the project before work begins.
  • Payment structure is one part of contractor evaluation alongside licensing, project fit and documented work.

STEP 1

The Process Starts With an In-Person Estimate.

Swift says the best way to price a project accurately is to visit the property and walk through the scope. That allows the contractor to see existing conditions, understand what the customer wants and prepare a written estimate around the actual work.

STEP 2

The Customer Accepts the Scope Before the Job Is Scheduled.

According to Swift's stated sales process, once the estimate is complete the customer signs or otherwise accepts the estimate and scope. The project is then placed on the schedule to secure its position.

Swift says the next steps include providing a projected start date, scheduling a pre-construction walkthrough for selections and finish details, revisiting the construction plan if the owner makes changes, and coordinating materials so the project can begin ready to move forward.

STEP 3

No Up-Front Deposit.

Swift's client questionnaire specifically says the company does not take a deposit. That policy is one of the questions customers commonly ask before hiring the company.

This is Swift's stated company policy. Homeowners should still review the written estimate and any project-specific contract terms so they understand exactly how their particular project will be billed.

STEP 4

Invoice on Completion.

The same client-provided materials state that Swift invoices on completion. The company also says it tries to stay on one project until completion rather than starting several jobs and repeatedly leaving customers waiting for crews to return.

Site Visit

Evaluate the property and scope in person.

Written Estimate

Document the work before scheduling.

No Deposit

Swift says it does not require an up-front deposit.

Completion Invoice

Swift says customers are invoiced when the work is complete.

WHAT TO REVIEW

Clear Payment Terms Still Belong in Writing.

Even with a simple payment policy, the written proposal should make the scope, exclusions and payment expectations clear. Homeowners comparing contractors should ask each company to explain how deposits, progress payments, change orders and final payment work for the specific project being proposed.

For more contractor due diligence, read how to verify a Florida contractor before hiring.

COMMON QUESTIONS

Swift Payment Process FAQs

Does Swift require a deposit before starting a project?+

Swift states in its client discovery materials that it does not take a deposit and invoices on completion.

How does a project get scheduled without a deposit?+

Swift says the customer first accepts the written estimate and scope, then the project is placed on the schedule. A projected start date and pre-construction walkthrough follow.

Does Swift offer financing?+

Swift says it does not offer financing directly. For new-home construction, it refers customers to preferred lenders so the customer can secure financing separately.